As another year is rapidly approaching its end, you’re looking to tie up any loose ends. One area your local dentist reminds you to not overlook is your dental health. Have you fully taken advantage of your dental insurance? Are you aware of what you can do to maximize your dental health plan and save money? If not, then read on as your dentist provides some valuable information!
How Dental Insurance Works
Your dental coverage is usually divided into the following three categories:
- Preventive – Most carriers will cover up to 100% of your preventive care costs, which includes semi-annual check-ups, X-Rays and cleanings.
- Basic – Treatments like dental fillings and root canals are considered to be basic procedures, and most insurance companies will cover up to 80% of the costs.
- Major – A procedure like a dental crown placement is considered major dental work and will leave you responsible for 50% of the costs.
Based on the way insurance companies cover different procedures, it is only logical to take advantage of the preventive care available from your local dentist.
How to Save Tons of Money!
Statistics show that the average cost of dental insurance can range from $300 to $700 annually, and of those insured, only 2.8% max-out their coverage by the end of the year. Thus, collectively, Americans are leaving millions of dollars on the table when it comes to dental insurance.
One way to truly maximize your dental coverage is to maintain six-month visits with your dentist. Not only will you save on the cost of the appointment, but you’ll also be able to prevent the need for expensive corrective procedures down the road.
Furthermore, you won’t risk losing the benefits of such valuable coverage when it renews at the start of the new year.
Time is of the Essence
Now that fall is here, it’s important to schedule a visit with your local dentist, even if it’s your first appointment of the year. By taking advantage of the coverage you have, you’ll be able to enjoy beautiful and healthy teeth as the year ends.
Then, if any adjustments need to be made in your oral health care, you can get a jumpstart and head into the new year with a treatment plan in place, along with some relief for your bank account.
To save money and protect your oral health, contact your dentist today!
About the Author
Dr. Neil Flenniken earned his dental degree from Howard University and for more than 20 years, has helped patients enjoy the best in dental health. He has earned a Fellowship from the Academy of General Dentistry and is an Associate Fellow of the American Academy of Implant Dentistry. Dr. Flenniken helps patients get the most out of their dental insurance benefits at Monarch Dentistry, and he can be reached for more information through his website.